Our Overdraft Protection and Sweeps service helps you maintain account stability by automatically covering shortfalls and managing available balances across linked accounts. This service supports smoother transactions and helps reduce the risk of declined payments due to insufficient funds.

Overdraft Protection

  • * Coverage for eligible transactions when account balance is insufficient
  • * Linked account support for funding shortfalls
  • * Reduced risk of declined payments
  • * Continuous access to essential banking services
  • * Monitoring of account activity for funding needs
  • * Subject to account eligibility and approval

How It Works

When your primary account balance is insufficient to complete a transaction, available funds from a linked account or approved overdraft arrangement may be used to complete the payment. This helps maintain continuity in your financial activities.

Account Sweeps

  • * Automatic transfer of excess funds between linked accounts
  • * Optimized balance management across accounts
  • * Improved liquidity control
  • * Reduced idle balances in primary accounts
  • * Enhanced financial organization and efficiency

Benefits

Our Overdraft Protection and Sweeps service helps you manage your funds more effectively by ensuring that available balances are used efficiently across your accounts. This supports smoother day to day banking and improved financial control.

Line Of Credit Sweeps

It’s always a good plan to protect your funds. With National Trust Bank’s sweep account options, you can ensure your funds are available when it’s time to pay the bills. Automate your fund transfers with a sweep account today.

Important Information

Overdraft Protection and Sweeps are subject to eligibility requirements, account terms, and approval criteria. Fees or charges may apply in accordance with applicable banking policies.

Line of Credit Sweeps

  • Line Of Credit Sweep
    Move funds between your checking and line of credit accounts
    Rest easy knowing that funds will be available to ensure checks clear to pay bills
    Reduce what you spend on interest with automatic sweeps to pay down the loan balance
    Target your own balance – ask your banker how
  • ZERO BALANCE/TARGET BALANCE ACCOUNTS/OVERDRAFT PROTECTION
    Automate transfers between accounts
    Reduce or eliminate the need for credit – save on interest
    Minimize overdrafts
    Centralize cash for better control and efficiency
    Consolidate your balances for funding needs, but separate transaction flow for tracking purposes